Insurance

Risk Protection is for Every Business

Every business is different, and with that comes different insurance needs. Whether an individual contractor or large employer, you need risk protection. We will work with you to find an insurance policy tailored to your unique circumstances.

Coverage options include:

Liability 

Covers you and your business if you cause property damage or bodily injury. Includes your legal costs.

Tenants Legal Liability

Protects against certain damages to leased premises for which you are responsible.

Errors and Omissions 

Protects your business against claimsof professional mistakes that cost your clients’ expenses or fines. Includes legal costs.

Property

Insures any of the business’properties against perils such as fire, wind, falling object, water escape, burglary, and theft.

Crime

Covers "money" losses such as robbery of cash, employee dishonesty, cheque forgery, counterfeit currency, burglaryand theft.

Business Interruption 

Covers loss of income if an insured peril (i.e., a claim) interrupts business. Helps ensure ongoing cash flow.

Bonding 

Varies to include construction bids, performance, and safety bonds.

Key Man Insurance

If the success of your business depends on a few key people.

Call or visit SASCU today to get the right protection for you, your family and employees, and your business.

What to Bring to Your Appointment

Tenants & Condo

  • Value of Belongings
  • Year
  • Heating Type
  • Auxiliary heat

Commercial Insurance

  • Current policy – expiry date (1 to 2 months lead time is beneficial)
  • Claims History
  • Details and updates on any buildings to be insured
  • Complete description of business operations
  • Last years revenue ( Gross Receipts)