Young Adult

Kudos Student

This full service account is designed for post-secondary students aged 18+ and offers a range of products with no fees. Whether you are planning to enrol in a post-secondary program or are a current student, come in and talk to one of our Member Service Representatives.

Account Features – Kudos Student Account

  • No-fee account. Save money on your everyday banking
  • FREE access to online banking and telephone banking – every day, anytime
  • FREE Member Card® debit card
  • 50 transactions/month FREE – includes in-branch withdrawals and transfers (excluding Interac® e-Transfers), SASCU/AccuLink®/Interac ATM withdrawals, direct payments and cheques
  • FREE standard personal cheques and travellers cheques
  • Cheque images returned
  • FREE money orders
  • 25% discount on Safety Deposit Box rentals
  • FREE utility bill payments
  • Line of Credit or Overdraft Protection available – subject to approval
  • Additional Services available (coin machine, foreign currency) - may be subject to service charges
  • Your own financial advisor. Get the service you deserve at a credit union

Student Eligibility

  • Member must be enrolled in full time education*.
  • A copy of enrolment must be provided annually.

Kudos Student Details

All rates are subject to change without notice, and are not guaranteed unless confirmed in person, by phone or fax. In the event of a discrepancy between these rates and the official rates posted in our offices, the latter shall prevail.

Interest Rates
0 > $1,000 0.05%
$1,001> $3,000 0.05%
$3,001 > $5,000 0.05%
$5,001 > 0.05%

Interest calculated daily, paid monthly.

Services and Fees
Monthly Service Fee free
Cheque 0.85
Withdrawal In-Branch 0.85
SASCU ATM Withdrawal 0.50
Other Credit Union ATM (AccuLink) 0.50
ATM - Interac® 1.50
ATM - International 3.00
Transfer In-Branch 0.85
Transfer (Electronic SASCU to SASCU Account) free
Interac® e-Transfer 1.50
Pre-Authorized Debit 0.85
Direct Payment 0.50
Bill Payment In-Branch free
Bill Payment Electronic free

No interest paid if account is closed or contract broken within 30 days.

*To qualify as full time studies, per StudentAidBC, you must be enrolled in at least 60% (40% for students with permanent disabilities) of a full-time course load for at least 12 consecutive weeks in a post-secondary school. The program of study must lead to a certificate, diploma or degree.

Kudos Working

This full service account is designed for young adults aged 18 to 24 and offers a range of products with one low fee. Talk to one of our Member Service Representatives about the benefits of our Kudos Working Account designed just for you.

Account Features – Kudos Working Account

  • Low-fee account. Save money on your everyday banking
  • FREE access to online banking and telephone banking – every day, anytime
  • FREE Member Card® debit card
  • 50 transactions/month FREE – includes in-branch withdrawals and transfers (excluding Interac e-Transfers), SASCU/AccuLink®/Interac ATM, direct payments and cheques
  • FREE standard personal cheques and travellers cheques
  • Cheque images returned  
  • FREE money orders
  • 25% discount on Safety Deposit Box rentals
  • FREE utility bill payments
  • Line of Credit or Overdraft Protection available – subject to approval
  • Additional Services available (coin machine, foreign currency) - may be subject to service charges
  • Your own financial advisor. Get the service you deserve at a credit union

Kudos Working Details

All rates are subject to change without notice, and are not guaranteed unless confirmed in person, by phone or fax. In the event of a discrepancy between these rates and the official rates posted in our offices, the latter shall prevail.

Interest Rates
0 > $1,000 0.05%
$1,001> $3,000 0.05%
$3,001 > $5,000 0.05%
$5,001 > 0.05%

Interest calculated daily, paid monthly.

Services and Fees
Monthly Service Fee 5.00
Cheque 0.85
Withdrawal In-Branch 0.85
SASCU ATM Withdrawal 0.50
Other Credit Union ATM (AccuLink) 0.50
ATM - Interac® 1.50
ATM - International 3.00
Transfer In-Branch 0.85
Transfer (Electronic SASCU to SASCU Account) free
Interac® e-Transfer 1.50
Pre-Authorized Debit 0.85
Direct Payment 0.50
Bill Payment In-Branch free
Bill Payment Electronic free

No interest paid if account is closed or contract broken within 30 days.