Mortgages

Mortgage-Free Faster

Our CreditMaster® Mortgage is all about helping you achieve your home ownership dreams – without sacrificing all of life’s other opportunities. With flexible options and a convenient payment structure, you have the affordability and freedom to live for today and tomorrow by tailoring the mortgage options to fit your personal situation and budget. And, you have peace of mind in knowing that whatever life throws at you, your mortgage will be there to support you.

Use the CreditMaster mortgage to pay down your mortgage faster. It’s easier than you think!

  •  Change payment frequency from monthly to accelerated bi-weekly.
  •  Increase your payment; small regular payments make a big difference.
  •  Match your payment or make a lump sum payment anytime (tax refund; annual bonus).

calculate your mortgage savings

How fast can you be free of your mortgage? Talk to us today.

You Make the Terms

The CreditMaster® Mortgage is more than just a great mortgage that saves you money. It also makes borrowing easier and unlocks equity in your home to enable you achieve your immediate and future goals.  The choices are easy. We give you the options, and you mix and match the terms into a combination that works best for you.*

  • Customize with any length and type of mortgage term we offer.
  • Segment your mortgage to take maximum advantage from blending low short-term interest rates with long-term rate stability.
  • Make monthly payments as low as interest only on a line of credit or pay off the full balance without penalty on an open term.
  • Secures your investment with Creditor Insurance (optional).
  • Provides financing options for both conventional and high-ratio borrowers.
  • The CreditMaster® Mortgage offers maximum convenience from the start – plus more power to pursue your dreams as you build equity.

It's simple: We want to be your lifelong financial partner. So we are committed to offering the products and service that work with your life, and all the changes that happen along the way.

Let’s talk about a CreditMaster Mortgage today.

Financial Flexibility

Our CreditMaster® Mortgage is customizable to give you financial flexibility. Whether you need help with home renovations, debt consolidation, retirement planning or investment strategies, our financing options give you the power to make the changes you need to fit your life.

  • Enjoy financial flexibility by readvancing part of your home’s current value. In one fast and friendly transaction, you can borrow against your home equity for any purpose.
  • Flexible repayment options, amounts and schedules.
  • Prepay, on the mortgage anniversary date, as much as 15% of the original mortgage balance per year without penalty on closed terms.
  • Financing available for both conventional and high-ratio borrowers.
  • Pre-approved mortgage plans
  • 90-day interest rate guarantee
  • Competitive rates
  • Mortgage portability
  • Mortgage Protection Insurance is available.

 Talk to us today about how the CreditMaster Mortgage can be used to work for your life!

A mortgage without the roller coaster.

After being turned down by two credit unions due to our home’s location, we decided to give SASCU a try. In no time at all, Sheri called to tell us we were approved! We were ecstatic after the roller coaster ride we’d been on. Sheri was friendly, down to earth and made it easy to get our finances in order. We’ve moved our investments over as well and couldn’t be happier. Thank you, SASCU!

COLLEEN & DAVE REDDEKOP
ENDERBY

SASCU Credit Union’s CreditMaster® Mortgage has the potential to help you achieve your immediate and future goals – in a manner that’s easy, convenient, safe and flexible.

Renovations, a new car, vacation home, tuition, travel or investments – all your dreams are within your reach.

Talk to a mortgage specialist today.

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Or call us at 250.832.8011

*Subject to credit approval and applicable terms and conditions set out by Salmon Arm Savings and Credit Union.
 

Mortgage Rates

1 Year Closed3.39%
5 Year Closed 3.89%
7 Year Closed 3.99%

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