Term Deposits

A term deposit is a secure lump sum investment vehicle that locks in the capital over a set term in return for a higher return than a standard savings account.

Choice and flexibility:

A good fit in most financial plans:

  • Redeemable term deposits give you full access to your investment at any time
  • Non-redeemable term deposits are locked-in for the term, but they offer a higher interest rate


Ready to purchase? Get started online.

B.C. Credit Union Deposit Insurance

All deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. Learn more.

Non-Redeemable Term Deposit (TFSA eligible)
1 Year 0.65%
2 Year 0.75%