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Financial Education Focus: Savings First

 
To start the year, SASCU’s financial education focus is on building strong saving habits. Whether your kids are just learning what saving means or your teens are beginning to manage their own money, the core message stays the same: save first, then spend. This January and February focus highlights age-appropriate resources to help build confidence and support lifelong money habits in your family.
 


Youth Resources (Ages 7-12)


Saving Money


When kids save their own money, whether it’s from allowances, gifts, or small jobs, they begin to take ownership of their finances. This fosters a sense of responsibility and accountability in managing their funds.

Successfully saving toward a goal gives kids a sense of accomplishment and boosts their confidence in managing their finances. This can encourage them to continue saving and making wise financial decisions as they grow.

This section introduces younger learners to the idea of saving money, where to keep it safe, and why saving helps them reach goals. 

What kids will learn: 

  • What saving money means 
  • Safe places to keep money 
  • Why saving is better than spending right away 
  • A simple introduction to interest 


An easy-to-understand introduction to saving, piggy banks, savings accounts, and keeping money safe.

Saving Money Article
Saving Money Activity Sheet

Read the article together and talk about where money is saved. Encourage setting a small savings goal for January and February. 

To book a workshop, please email community@sascu.com. 

Workshops are available for non-profits, community organizations and schools.
 


Youth Resources (Ages 13-17)


Pay Yourself First


Paying yourself first and saving money not only helps protect you from financial stress but also builds a solid foundation for achieving your personal and financial goals.

It's a critical part of achieving both short-term peace of mind and long-term financial freedom. This habit encourages you to live within your means and makes it easier to make smarter financial decisions.

This section builds on the same saving message by helping teens learn how to save consistently before spending and understand how saving can be made automatic. 

What teens will learn: 

  • What pay yourself first means  
  • Why saving first works better than saving what is left 
  • How automatic savings can help 
  • How small amounts add up over time 
 
A practical guide to building a saving habit, understanding automation, and setting meaningful savings goals. 

Pay Yourself First Article
Pay Yourself First Activity Sheet

Encourage teens to try saving a
portion  of their next pay or allowance and explore ways to make saving automatic.

To book a workshop, please email community@sascu.com. 

Workshops are available for non-profits, community organizations and schools.