Discover the benefits
Understand the process
Choose your loan type
Understand loans
Benefits
Our personal loan options include the ability to:
- repay your loan with terms up to seven years,
- choose a fixed- or variable-rate loan,
- make flexible payments weekly, bi-weekly, semi-monthly or monthly,
- make full or partial pre-payments at any time with no penalties, and
- take advantage of our loan protection life, sickness and accident, and critical illness insurance options.
Personal loans 101
The process
Before you borrow money to complete home renovations, pay for post secondary, or lease a car, evaluate your financial position.
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Do you have a good credit score?
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Have you reviewed your recent credit reports?
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Do you have a stable income?
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Have you paid your bills on time?
Available options
Types of loans
You can receive financial help to pay for:
- Car purchases/expenses
- Education
- Renovations
- Debt consolidation
- Retirement fund
Tools & Resources
Discover more
SmartCash Advance
Discover a better alternative to PayDay loans with fast approval and flexible repayment options.
RRSP
The Registered Retirement Savings Plan (RRSP) helps you save money for your retirement.
Lines of Credit
With a line of credit, you can take care of day-to-day personal expenses.
Guidance you can trust
Join today and see why so many are switching to SASCU.
We're here to help
every step of the way.
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