Commercial Credit Portfolio Manager
Salmon Arm, British Columbia

We invite you to a join team where you can feel good about the work you do and the positive impact you will have in the communities we serve in the Shuswap region. We believe in fostering a work environment that is the perfect blend of friendliness, support, and professionalism, not to mention fun!

As the Commercial Credit Portfolio Manager you will manage a diverse portfolio of commercial credit exposures to support organizational growth and risk objectives by ensuring the quality, profitability, and ongoing maintenance of the commercial loan portfolio. The Commercial Credit Portfolio Manager works closely with internal stakeholders to assess credit risk, structure new and renewed lending facilities, and proactively identify portfolio trends.

• Lead the full credit underwriting process for commercial loan applications within assigned authority, ensuring alignment with credit policy, risk appetite, and regulatory expectations.
• Collaborate with Commercial Relationship Managers to structure viable credit solutions that balance member needs with prudent risk standards.
• Protect portfolio quality and profitability by proactively identifying emerging credit risks through periodic reviews, covenant monitoring, and early intervention strategies.
• Lead or support the introduction of new commercial lending products, features, or structures.
• Enable data-driven strategic decisions by monitoring key metrics and delivering insightful portfolio performance reports to senior management.
• Maintain stakeholder confidence and compliance by effectively supporting internal and external audits and regulatory reviews.
• Increase portfolio effectiveness by recommending process improvements in monitoring, reporting, and risk management.
• Anticipate and adapt to change by staying informed on industry trends, economic shifts, and regulatory developments affecting commercial lending.
• Demonstrate team collaboration through cross-training, vacation coverage, and providing support to retail underwriting when required.

• Bachelor’s degree in Finance, Business, Accounting, or a related field.
• 6-7 years of experience in commercial credit underwriting, portfolio management, or related roles.
• Strong knowledge of commercial credit products, credit risk assessment, and regulatory requirements.
• Proficiency in financial statement analysis, risk rating tools; familiarity with portfolio management software is an asset.

• Have an analytical mindset with excellent attention to detail.
• Possess strong communication skills—able to present complex credit matters clearly and persuasively.
• Are results-oriented with sound judgment and decision-making ability.
• Demonstrate the ability to manage multiple priorities and deadlines in a fast-paced environment.
• Are collaborative and relationship focused.

• A competitive base salary ($86,900 – $108,600 per year) plus performance-based incentive pay, and a pension plan with SASCU matching all funds.
• Comprehensive group benefits coverage including extended health and dental care, life and disability insurance, and an Employee Assistance Program.
• Flexible spending account for additional health and personal wellness activities and expenses.
• Flexible work arrangements and paid time off including vacation, medical/care time, personal days, and paid community volunteering.
• Opportunities for career growth, financial assistance for training and development, and rewards and recognition.
• Additional benefits including waived or reduced banking fees and reduced rates on personal loans and mortgages.

This is a full-time, Monday-Friday position. It is an excellent opportunity for a community-minded individual to further their career within a successful and growing organization. If this sounds like you, let us know! To apply, please email a cover letter and résumé to us at hr@sascu.com.

Our Commitment to Diversity and Inclusion:

SASCU is an equal opportunity employer committed to supporting Diversity and Inclusion. We recruit and select applicants for employment based solely on their qualifications, training, and experience as they relate to the position, with emphasis on selecting the best-qualified person for the job. We support an inclusive environment where employees feel empowered to share their experiences, ideas, and perspectives.

A bit about SASCU:

SASCU Financial Group offers a broad range of personal and business financial services through SASCU Credit Union and its three lines of business: SASCU Insurance, SASCU Wealth, and Commercial banking. SASCU Credit Union branches are in Sicamous and Sorrento, plus two in Salmon Arm. Established in 1946, SASCU has more than 20,000 members, 165 staff, and $1 billion in assets. Learn more at www.sascu.com

We thank all candidates for their interest, however, only those selected for an interview will be contacted. The successful candidate will be required to meet fidelity bonding requirements, including completion of reference, criminal record, and credit checks.

Education and work experience requirements, along with other attributes, are stated within all postings. Please take a moment to consider the specific requirements of each job as they compare to your own qualifications. This will help you confirm whether you meet the requirements before submitting your application.

The successful candidate will be required to meet fidelity bonding requirements, including completion of reference checks, a criminal record check, and a credit check.

If you find a job posting of interest to you and you meet the qualifications, please send your cover letter and résumé to us via email. In-person and mail-in applications are also accepted but not preferred. 

Cover letters and résumés submitted via email must use PDF (preferred) or Word document file formats. 

Email: hr@sascu.com

SASCU Credit Union
Human Resources
PO Box 868, 370 Lakeshore Drive NE
Salmon Arm, BC
V1E 4N9

If you email your application to hr@sascu.com, you will receive an auto-generated response confirming your submission. We consider all applications, but only candidates that are short-listed will be contacted. Please ensure you are checking your spam/junk folder regularly so as not to miss any communications from SASCU.

You are encouraged to apply for any and all positions that interest you for which you are qualified.

If you are applying for a specific position, your résumé will be directed automatically to the SASCU Human Resource recruiter responsible for filling that position. After evaluating your qualifications, Human Resources may contact you for further information or to schedule an interview. Your application will be stored in our database and will be available only to our recruiting team. Please ensure you are checking your spam/junk folder regularly so as not to miss any communications from SASCU.

Yes. General applications are kept for six months and are reviewed by the Human Resources department for future opportunities. It's best to highlight your areas/positions of interest in your cover letter.