Legal

Providing you accurate and
​up-to-date information.

Legal

Providing you accurate and up-to-date information.

Warranties and Limitations of Liability

Information and documents provided on this Website are provided “as is” without any warranty. We use reasonable efforts to include accurate and up-to-date information on this website; it does not, however, warrant its accuracy, adequacy, timeliness or completeness. Rates, fees, terms, conditions and other information is subject to change at any time without notice to users, and the posted rates and fees on the site may not immediately reflect such changes.

Your use of this website is at your own risk. Ourselves, our suppliers, and the other parties involved in creating and delivering this website’s contents are not liable for any damages, losses or expenses of any kind arising from or in connection with this website or its use or any persons inability to use the site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data or otherwise. No endorsement of any third party products, services or information is made or implied by any information, material or content referenced or included on, or linked from or to this website.

Marketing Consents

I consent to the Financial Institution and its agents and representatives

  • using my personal information, from time to time, to better understand my needs and determine the suitability of products and services for me, to determine my eligibility for these products and services, to develop and enhance products and services, and to ensure high service standards;
  • using my personal information, from time to time, for marketing purposes, such as providing me with information by mail or in person about the Financial Institution, including its products, services, and/or community activities that may be of interest to me or the third party for whom I am acting;
  • disclosing my personal information, from time to time, to market research firms for the purposes of analysis and/or conducting surveys; and
  • disclosing my personal information, from time to time, to Financial Institution affiliates and other carefully selected organizations, such as third-party service providers, for marketing purposes such as providing me with information by mail or in person about products, services, and/or community activities that may be of interest to me or the third party for whom I am acting.

Consent to Commercial Electronic Messaging

I give my express consent to the Financial Institution providing me with the marketing information contemplated above by commercial electronic messages (meaning a message sent by any means of telecommunications, including email, text, instant messages or electronic voice messages).

I understand that I can withdraw my consent at any time by contacting the Financial Institution directly at 250-832-8011.

Terms and Conditions Forms

Direct Services Agreement - Personal Accounts

Direct Services Agreement - Small Business Accounts

Personal Contract (Member and Account)

Membership Application Consents

Personal Information Consent

I consent to SASCU Credit Union (the "Financial Institution") and its agents and representatives collecting, using, and disclosing my personal information as follows:

  • to obtain, verify, and maintain records of my identity, employment, residence, credit (excluding a full personal credit report), and other personal information about me, in accordance with the Financial Institution's requirements to manage its risk arising from its operations or as otherwise required by law, including money laundering laws and regulations;
  • to authenticate my identity using the TransUnion authentication tool;
  • to enable the Financial Institution to adequately assess, from time to time, the risks associated with
  1. opening and operating the account, including any future accounts,
  2. any present or future application for credit,
  3. providing financial products or services requested by me, or
  4. the continued provision of credit or financial products or services to me or others for which I am financially responsible, all of which may result in the granting of credit, or granting of interim provisional credit to me which makes my personal information, including credit information, relevant to the Financial Institution's assessment of risk;
  • to facilitate the collection of debts owing by me, or for which I am financially responsible, to the Financial Institution;
  • to obtain records (excluding a full personal credit report) containing credit and other personal information about me from any person or source, from time to time, including other financial institutions or credit reporting agencies, for any of the purposes listed herein, or any purposes as otherwise may be reasonably necessary to provide financial products or services I have requested from the Financial Institution for myself, or as otherwise may be permitted or required by law;
  • to protect me or the Financial Institution from error and fraud, such as identity theft; and
  • to process this application, to provide and administer the account and related products and services for me, and to ensure my records are kept separate from others with the same name.

I also consent to the Financial Institution and its agents and representatives disclosing my personal information to the following:

  1. suppliers of products and services to me or the Financial Institution, including data service providers, cheque printers, and card manufacturers located in other countries, affiliates of the Financial Institution, provincial or national central credit unions, or trade associations in connection with providing and administering the account and related products and services for me; and
  2. participants in the payment and clearing systems in connection with providing and administering the account and related products and services for me and to other financial institutions that I request pay cheques drawn on the Financial Institution.

I understand that if my personal information is disclosed to service providers located in other countries, my personal information may be subject to foreign laws and accessible to foreign governments, courts, law enforcement, and regulatory agencies.

Social Insurance Number Consent

I consent to the Financial Institution and its agents and representatives collecting, using, and disclosing my Social Insurance Number (the “SIN”) to administer the account; to keep my records with the Financial Institution separate from other individuals with the same name; to identify me, and to enhance the accuracy of verification of my identity using the TransUnion authentication tool.

Full Personal Credit Report Consent

To enable the Financial Institution to assess the risk of providing provisional credit, such as a reduced deposit hold period, to me or the third party for whom I am acting. I consent to the Financial Institution obtaining my full personal credit report from credit reporting agencies to update my credit information and maintain the integrity of the credit reporting system. I consent to the Financial Institution obtaining my future personal credit reports from time to time for the same risk assessment, updating, and maintenance purposes.

Absent this consent, I understand the Financial Institution will be permitted to use other credit reporting agency products to verify my identity and for the other purposes set out in the Personal Information Consent.

Personal Contract (Member and Account) Terms and Conditions

These terms and conditions govern the Depositor’s use of the Account (defined below). The Financial Institution does not offer the Account other than in accordance with these terms and conditions. By requesting and using the Account, the Depositor acknowledges their acceptance of these terms and conditions.

View the terms and conditions here.

Membership Application Consents

Personal Information Consent

I consent to SASCU Credit Union (the "Financial Institution") and its agents and representatives collecting, using, and disclosing my personal information as follows:

  • to obtain, verify, and maintain records of my identity, employment, residence, credit (excluding a full personal credit report), and other personal information about me, in accordance with the Financial Institution's requirements to manage its risk arising from its operations or as otherwise required by law, including money laundering laws and regulations;
  • to authenticate my identity using the TransUnion authentication tool;
  • to enable the Financial Institution to adequately assess, from time to time, the risks associated with
  1. opening and operating the account, including any future accounts,
  2. any present or future application for credit,
  3. providing financial products or services requested by me, or
  4. the continued provision of credit or financial products or services to me or others for which I am financially responsible, all of which may result in the granting of credit, or granting of interim provisional credit to me which makes my personal information, including credit information, relevant to the Financial Institution's assessment of risk;
  • to facilitate the collection of debts owing by me, or for which I am financially responsible, to the Financial Institution;
  • to obtain records (excluding a full personal credit report) containing credit and other personal information about me from any person or source, from time to time, including other financial institutions or credit reporting agencies, for any of the purposes listed herein, or any purposes as otherwise may be reasonably necessary to provide financial products or services I have requested from the Financial Institution for myself, or as otherwise may be permitted or required by law;
  • to protect me or the Financial Institution from error and fraud, such as identity theft; and
  • to process this application, to provide and administer the account and related products and services for me, and to ensure my records are kept separate from others with the same name.

I also consent to the Financial Institution and its agents and representatives disclosing my personal information to the following:

  1. suppliers of products and services to me or the Financial Institution, including data service providers, cheque printers, and card manufacturers located in other countries, affiliates of the Financial Institution, provincial or national central credit unions, or trade associations in connection with providing and administering the account and related products and services for me; and
  2. participants in the payment and clearing systems in connection with providing and administering the account and related products and services for me and to other financial institutions that I request pay cheques drawn on the Financial Institution.

I understand that if my personal information is disclosed to service providers located in other countries, my personal information may be subject to foreign laws and accessible to foreign governments, courts, law enforcement, and regulatory agencies.

Social Insurance Number Consent

I consent to the Financial Institution and its agents and representatives collecting, using, and disclosing my Social Insurance Number (the “SIN”) to administer the account; to keep my records with the Financial Institution separate from other individuals with the same name; to identify me, and to enhance the accuracy of verification of my identity using the TransUnion authentication tool.

Full Personal Credit Report Consent

To enable the Financial Institution to assess the risk of providing provisional credit, such as a reduced deposit hold period, to me or the third party for whom I am acting. I consent to the Financial Institution obtaining my full personal credit report from credit reporting agencies to update my credit information and maintain the integrity of the credit reporting system. I consent to the Financial Institution obtaining my future personal credit reports from time to time for the same risk assessment, updating, and maintenance purposes.

Absent this consent, I understand the Financial Institution will be permitted to use other credit reporting agency products to verify my identity and for the other purposes set out in the Personal Information Consent.

Personal Contract (Member and Account) Terms and Conditions

These terms and conditions govern the Depositor’s use of the Account (defined below). The Financial Institution does not offer the Account other than in accordance with these terms and conditions. By requesting and using the Account, the Depositor acknowledges their acceptance of these terms and conditions.

View the terms and conditions here.

                QUESTIONS?


You can direct inquiries or complaints regarding personal information to our Privacy Officer.

Phone: 250-832-8011

Email: privacyofficer@sascu.com

QUESTIONS?


You can direct inquiries or complaints regarding personal information to our Privacy Officer.

Phone: 250-832-8011

Email: privacyofficer@sascu.com