- Must be 19 years or older
- Must be a SASCU member for a minimum of 3 months
- Regular income by direct deposit to a SASCU account
- Other terms and conditions apply*.
Learn the product
Discover the benefits
Understand the process
Understanding the term
What is SmartCash Advance?
SmartCash Advance is a short-term personal loan that provides quick access to funds as a responsible alternative to payday lending. It’s a simple and convenient way to borrow money —without the usual credit barriers.
With SmartCash Advance, you can borrow to cover those unexpected expenses that life throws your way:- Emergency Bills
- Car Repairs
- Higher-interest debt
- Other unplanned expenses
The better choice
Benefits of a SmartCash Advance
Credit-friendly approval: Even if your credit score has taken a hit and you don’t qualify for traditional loans, SmartCash Advance may offer a quick and easy borrowing solution.
Customized Payment: We offer flexible repayment plans tailored to your income, helping you break free from the debt cycle. Plus, personalized support is available to help make repayment manageable, affordable, and stress-free.
Affordable and transparent: Unlike payday loans, SmartCash Advance offers a more affordable and reliable borrowing option — with fair interest rates, transparent terms, and no hidden fees.
How it works
The process
- Talk to an advisor to complete your application remotely or in-person.
- Get approved and access your funds quickly.
- Repay with a customized plan that fits your budget.
Eligibility
Details
- Amount – Borrow from $300 to $3,000
- Interest – 17% Fixed Interest Rate
- Term – Repay from 3 months to 36 months
*Terms and conditions
Member must meet all the eligibility criteria and approval is subject to review. Additional terms and conditions may apply. SASCU reserves the right to discontinue or change the product – its features and interest rate at any time without prior notice.
Member must meet all the eligibility criteria and approval is subject to review. Additional terms and conditions may apply. SASCU reserves the right to discontinue or change the product – its features and interest rate at any time without prior notice.
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