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Everything you need to make your next move with confidence

Up to $5,200 Cash Back

Member-Preferred Rates

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Partner For The Long Run

Welcome to the Shuswap

Up to $5,200* cash back to help you settle in

Whether you're buying your first home in the Shuswap, making your next move, or switching to a credit union who calls the Shuswap home too, we know every move comes with costs. That's why we're putting up to $4,000 cash back straight into your pocket. Switching from another financial institution? There's an extra $1,200 bonus waiting for you. Consider it our welcome to the neighbourhood.

See how much you could get >

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Competitive rates

That make your next move easier

Choosing the right mortgage is one of the biggest financial decisions you'll ever make, and the right rate can make all the difference. At SASCU, you get access to member-preferred rates paired with the expertise of a local advisor who knows the Shuswap market inside and out. Whether you're drawn to the stability of a fixed rate or the flexibility of a variable term, we have options built around every goal and every timeline.

See our current mortgage rates >

 
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Your long-term partner

We're here long after you get the keys

At SASCU, you're not just another file to us. You're our new neighbour. We take the time to understand your financial picture, your goals, your family, and what home really means to you in the Shuswap. So we can find the right mortgage for your life today and still be the partner you trust when life looks a little different a few years from now. Renewal coming up? We'll review your options. Things changed? We'll help you adjust. Because you're not just a customer here. You're a member of a credit union that's invested in seeing you thrive.

Book your free mortgage consultation >

 

Ready for your next move in the Shuswap?

Wherever you are in your journey, we're here to help. Whether you're just exploring your options or ready to make your move, our local advisors will take the time to understand your goals and find the right mortgage for your life.

 

Predict your cash back

 

Your Mortgage Value

 Cash Back

Bonus when switching your mortgage to SASCU

$0 - $99,999

N/A

N/A

$100,000 - $249,999

$1,000

+ 1,200

$250,000 - $499,999

$1,500

+ 1,200

$500,000 - $749,999

$2,000

+ 1,200

$750,000+

$3,000

+ $1,200

$1M+

$4,000

+ $1,200


†Switching a mortgage means transferring an existing mortgage from another financial institution to SASCU, either without changing the existing mortgage terms or through refinancing.

 

FAQs

 

To qualify for the Mortgage Cash Back Offer, the following criteria must be met:

  • Apply for and be approved for a new personal residential mortgage or a Switch Mortgage (i.e., a mortgage switched to SASCU from another mortgage lender) on a minimum 3-year closed term (either Fixed or Variable Interest Rate) (‘Eligible mortgage’).
  • The mortgage must be a minimum of $100,000 and must be secured against the applicant’s primary residence.
  • SASCU must be first payee on the mortgage.

Your Cash Back amount will be deposited into the SASCU account used for your mortgage payments within 10 days of the mortgage being funded.

A great first step to starting your homeownership journey is to meet with a SASCU Advisor.

Each case is unique and we want to set you up for success!

Mortgages not eligible for the Cash Back Offer include:

  •  Construction draws or commercial mortgages
  • Mortgages held by a holding company
  • Existing SASCU mortgages (including renewals or refinances of an existing SASCU mortgage).
  • A refinance, advance, or establishment of a Home Equity Line of Credit.
  • Indirect applications (i.e., via a broker).
  • Applications outside of standard credit qualifying criteria, including Non-Income Qualifying.


Cash Back Offer Terms & Conditions 

This offer is subject to meeting all SASCU lending and eligibility criteria.
SASCU Credit Union reserves the right to extend, change, or withdraw the offer at any time. Offers may not be combined or used in conjunction with other SASCU offers unless otherwise stated, and only to the extent permitted under the terms and conditions of such offers. View full terms and conditions here.

 

Tools & Resources

 
Mortgage Calculator

Mortgage Calculator

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mortgage rates

Mortgage Rates

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Mortgage Application

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Discover more

 

Home Equity Line of Credit

Leverage the equity in your home to fund your aspirations.

LEARN MORE 

First Time Home Buyers

Thinking of buying a new home? Make sure you're prepared ​and know all your options. 

LEARN MORE

Switch Mortgage

Transfer your mortgage to SASCU and enjoy personalized service and member-preferred rates.

LEARN MORE