You chose the Shuswap

Now choose a mortgage partner who calls it home, too. Plus, get up to $4,500* cash back on a new eligible SASCU mortgage. Offer ends July 31, 2026.

BOOK YOUR FREE MORTGAGE CONSULTATION

You chose the Shuswap

Now choose a mortgage partner who is rooted in the Shuswap, too. Plus get up to $4,500* cash back on a new eligible SASCU mortgage. Offer ends July 31, 2026.

Book your free mortgage consultation

Everything you need to make your next move with confidence

Up to $4,500 Cash Back

Member-Preferred Rates

Partner For The Long Run

Welcome to the Shuswap

Up to $4,500* cash back to help you settle in

Whether you're buying your first home in the Shuswap, making your next move, or switching to a credit union who calls the Shuswap home too, we know every move comes with costs. That's why we're putting up to $4,000 cash back straight into your pocket. First-time buyer? There's an extra $500 bonus waiting for you. Consider it our welcome to the neighbourhood.

See how much you could get >

Competitive rates

That make your next move easier

Choosing the right mortgage is one of the biggest financial decisions you'll ever make, and the right rate can make all the difference. At SASCU, you get access to member-preferred rates paired with the expertise of a local advisor who knows the Shuswap market inside and out. Whether you're drawn to the stability of a fixed rate or the flexibility of a variable term, we have options built around every goal and every timeline.

See our current mortgage rates >

Your long-term partner

We're here long after you get the keys

At SASCU, you're not just another file to us. You're our new neighbour. We take the time to understand your financial picture, your goals, your family, and what home really means to you in the Shuswap. So we can find the right mortgage for your life today and still be the partner you trust when life looks a little different a few years from now. Renewal coming up? We'll review your options. Things changed? We'll help you adjust. Because you're not just a customer here. You're a member of a credit union that's invested in seeing you thrive.

Book your free mortgage consultation >

Ready for your next move in the Shuswap?

Wherever you are in your journey, we're here to help. Whether you're just exploring your options or ready to make your move, our local advisors will take the time to understand your goals and find the right mortgage for your life.

SPEAK TO AN ADVISOR

Predict your cash back

Your Mortgage Value	Cash Back	First Time Home Buyer^† Bonus
$0 - $99,999	N/A	N/A
$100,000 - $249,999	$500	+ $500
$250,000 - $499,999	$1,000	+ $500
$500,000 - $749,999	$2,000	+ $500
$750,000+	$3,000	+ $500
$1M+	$4,000	+ $500

FAQs

* Do I qualify?

To qualify for our cash back mortgage offer, you must:

Be taking out a new, residential mortgage of at least $100,000 with SASCU — including new home buyers or those transferring a mortgage from another financial institution.
Be applying it to your new primary residence.
Apply and be pre-approved for a Fixed Rate Closed Term Mortgage with a term of 3 years or longer, or Variable Rate Closed Term Mortgage with a term of 5 years between March 1, 2026 until July 31, 2026 (offer may be modified, extended, or withdrawn at any time without notice).
Your SASCU mortgage must be funded within 120 days of rate guarantee start date.

^†You are considered a First-time Home Buyer, and qualify for the 'First Time Home Buyer Bonus', if you haven’t owned a home or lived in a home owned by your spouse or common-law partner in the current calendar year and previous four calendar years. At least one member who is a borrower on the Mortgage must be a First-Time Home Buyer to be eligible for the cash back offer.

Note: There's a limit of one cash back offer per member per funded mortgage. New joint SASCU mortgage will only qualify to receive one cash back between members.

How do I get my Cash Back?

Your Cash Back amount will be deposited into the SASCU account used for your mortgage payments within 30 days of the mortgage being funded.

How do I apply?

A great first step to starting your homeownership journey is to meet with a SASCU Advisor.

Each case is unique and we want to set you up for success!

Who is excluded?

Your SASCU mortgage does not qualify for our cash back if:

It is a construction draw or commercial mortgage
You are a holding company
You already have an existing SASCU mortgage
It is not your primary residence
If you applied for a mortgage through a mortgage broker

Note: There's a limit of one Cash Back offer per member. New joint SASCU mortgage will only qualify to receive one cash back between members.

Terms & Conditions

Cash Back Offer Terms & Conditions

This offer is subject to meeting all SASCU lending and eligibility criteria. Cash back mortgage offers including First Time Home Buyer Bonus, are subject to full or partial repayment if mortgage is paid out or transferred prior to the end of its term.

Eligibility and offer amount are restricted to criteria detailed in promotion's FAQs.

Other conditions apply. SASCU Credit Union reserves the right to extend, change, or withdraw the offer at any time. Offers may not be combined or used in conjunction with other SASCU offers unless otherwise stated, and only to the extent permitted under the terms and conditions of such offers.