Get started with an RDSP.

A registered disability savings plan (RDSP)
​ invests ​more into your child's future. 

Get started with an RDSP.

A registered disability savings plan (RDSP) ​invests more into your child's future. 

Financial security for your family member's future

Discover the benefits 

Review eligibility

Get the most out of your RDSP

Benefits

How you'll benefit

A Registered Disability Savings Plan (RDSP) is a tax-sheltered savings plan to help provide for the long term financial security of Canadians who are eligible for the Disability Tax Credit (DTC).

Features and benefits of an RDSP:

  • All investments grow tax-free
  • Establish peace of mind knowing your child is supported once they're gone
  • Help reduce the financial demands that you face

Note: Getting your own money back is tax-free, however, withdrawing 1) bonds and 2) grants and investment growth is taxed.

Speak with an advisor today >

Benefits

How you'll benefit

A Registered Disability Savings Plan (RDSP) is a tax-sheltered savings plan to help provide for the long term financial security of Canadians who are eligible for the Disability Tax Credit (DTC).

Features and benefits of an RDSP:

  • Grow all investments tax-free 
  • Establish financial security
  • Help reduce the financial demands that you face

Note: Getting your own money back is tax-free, however, withdrawing 1) bonds and 2) grants and investment growth is taxed.

Speak with an advisor today >

Understand RDSPs

Criteria for Eligibility 

To be eligible for the RDSP, you must be:

  • eligible for the Disability Tax Credit (DTC),
  • a resident of Canada,
  • under 60 years old, and
  • have a social security number.

In addition, a doctor or nurse practitioner must verify a severe and prolonged impairement to physical or mental functions.

Call us now at 250-832-8011 >

Take advantage

Earn more money

Have your contibutions matched by 300%, 200% or 100% with the Canadian Disability Savings Grant (CDSG).

Take advantage of the Canadian Disability Savings Bond (CDSB) and recieve up to $1000 a year, depending on the Beneficiary's adjusted family net income.

Learn more >

Take advantage

Earn more money

Have your contibutions matched by 300%, 200% or 100% with the Canadian Disability Savings Grant (CDSG).

Take advantage of the Canadian Disability Savings Bond (CDSB) and recieve up to $1000 a year, depending on the Beneficiary's adjusted family net income.

Learn more >

Tools & Resources

Budget Planner

LET'S GO

Savings Growth Calculator

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RDSP Brochure

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Discover more

Youth Accounts

Our youth accounts meet the needs of our youngest members through to active teens.

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Grants, Funds, & Scholarships

We offer multiple scholarships and bursaries to schools throughout the Shuswap. 

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Community

We are proud to be the Shuswap’s financial institution. We strive to make our communities better each and every day.

LEARN MORE

Youth Accounts

Our youth accounts meet the needs of our youngest members through to active teens.

LEARN MORE

Grants, Funds, & Scholarships

We offer multiple scholarships and bursaries to schools throughout the Shuswap. 

LEARN MORE

Community

We are proud to be the Shuswap’s financial institution. We strive to make our communities better each and every day.

LEARN MORE

Guidance you can trust

Join today and see why so many are switching to SASCU.

Guidance you can trust

Join today and see why so many are switching to SASCU.