A Registered Disability Savings Plan (RDSP) is a tax-sheltered savings plan to help provide for the long term financial security of Canadians who are eligible for the Disability Tax Credit (DTC).
Features and benefits of an RDSP:
Note: Getting your own money back is tax-free, however, withdrawing 1) bonds and 2) grants and investment growth is taxed.
To be eligible for the RDSP, you must be:
In addition, a doctor or nurse practitioner must verify a severe and prolonged impairement to physical or mental functions.
Have your contibutions matched by 300%, 200% or 100% with the Canadian Disability Savings Grant (CDSG).
Take advantage of the Canadian Disability Savings Bond (CDSB) and recieve up to $1000 a year, depending on the Beneficiary's adjusted family net income.
Our youth accounts meet the needs of our youngest members through to active teens.
We offer multiple scholarships and bursaries to schools throughout the Shuswap.
We are proud to be the Shuswap’s financial institution. We strive to make our communities better each and every day.
Join today and see why so many are switching to SASCU.