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Achieve your short- and long-term goals faster with our term deposit rates.

Non-Redeemable

18 Month Non-Redeemable

Long Term

US Dollar**

List of rates for NON-REDEEMABLE TERM DEPOSIT
NON-REDEEMABLE TERM DEPOSIT	Rate
18 Month - Non-Redeemable	3.05

List of rates for LONG TERM NON REDEEMABLE
LONG TERM NON REDEEMABLE	Rate
1 Year	3.00
2 Year	3.10
3 Year	3.15
4 Year	3.20
5 Year	3.25

List of rates for US DOLLAR NON REDEEMABLE
US DOLLAR NON REDEEMABLE	Rate
1 Year	3.60

Redeemable

Long Term

List of rates for LONG TERM REDEEMABLE
LONG TERM REDEEMABLE	Rate
1 Year	2.20
2 Year	2.25
3 Year	2.30
4 Year	2.35
5 Year	2.40

*Requires minimum deposit of $500. No interest will be paid if contract is broken within 30 days. Withdrawal permitted at 50% of rate after 30 days.

Cashable Term Deposit

18 Month - Cashable After 30 Days

List of rates for CASHABLE TERM DEPOSIT
CASHABLE TERM DEPOSIT	Rate
18 Month - Cashable after 30 days	2.25

PayDay

RRSP

TFSA

List of rates for PAYDAY RRSP / TFSA
PAYDAY RRSP / TFSA	Rate
3-Year Term	3.15

List of rates for PAYDAY RRSP / TFSA
PAYDAY RRSP / TFSA	Rate
3-Year Term	3.15

Rate Risers

3 Year

5 Year

List of rates for 3 YEAR RATE RISER
3 YEAR RATE RISER	Rate
Year 1	2.85
Year 2	3.10
Year 3	3.30
Effective Yield	3.083

List of rates for 5 YEAR RATE RISER
5 YEAR RATE RISER	Rate
Year 1	2.75
Year 2	2.95
Year 3	3.15
Year 4	3.30
Year 5	3.55
Effective Yield	3.140

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Market-Linked Term Deposits

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Canadian Diversified Market Linked Term Deposit - Historical Returns and Info Sheet

Enhanced Return Market Linked Term Deposit - Historical Returns and Info Sheet

**Not eligible for RRSP, RRIF, TFSA

These products are RRSP, RRIF, and TFSA eligible unless otherwise stated.

All rates are subject to change without notice and are not guaranteed unless confirmed by phone, email, or fax. Conditions may apply. Interest rate and approval based on individual risk profile. In the event of a discrepancy between these rates and the official rates posted in our offices, the latter shall prevail.